1.     

If we had seen the demand in advance, we surely on ________ the cookbook.

          a)  would stock up

          b)  have stocked up

          c)  had stocked up

          d)  would have stocked up

2.     

Most of the time in Indonesia was spent _______ relatives.     

          a)  to visit

          b)  visiting

          c)  going visiting

          d)  go to visit

                   

3.     

My broker advised me to invest in secured bonds before _______ in the stock market.

         

          a)  invested

          b)  investing

          c)  investment

          d)  I will invest

                   

4.     

It goes without _______ that you'll be paid for all this extra time you're spending on the project.

         

          a)  telling

          b)  saying

          c)  repeating

          d)  regarding

                   

5.     

The businessmen discussed the contract at length but never actually signed _______ .

         

          a)  anything

          b)  anyone

          c)  another

          d)  anyway

                   

6.     

The worldwide low inflation rate is expected to continue _______ .

         

          a)  at a fast pace

          b)  for a long time

          c)  in a decline

          d)  throughout

                   

7.     

The patient _______ examined by the doctor.

         

          a)  were

          b)  is being

          c)  has

          d)  have been

                   

8.     

The Argentineans are protecting their forests because the lumber is very valuable to _______.

         

          a)  they

          b)  ourselves

          c)  them

          d)  we

                   

9.     

Travel agents advise early _______ , in order to avoid disappointment.

         

          a)  buying

          b)  postponing

          c)  booking

          d)  canceling

                   

10.   

The use of pesticides is having a _______ effect on the groundwater.

         

          a)  devastate

          b)  devastating

          c)  devastated

          d)  devastation

                   

11.   

Everyone was disappointed to hear that the company's proposal was _______.

         

          a)  turned up

          b)  turned on

          c)  turned away

          d)  turned down

                   

12.   

Even though the exchange rate was high, we _______ from them.

         

          a)  buy

          b)  must have bought

          c)  had to buy

          d)  had better buy

                   

13.   

________ Dr. Rossi hired the new assistant, the office has become more organized.

         

          a)  When

          b)  Before

          c)  While

          d)  Since

                   

14.   

Mr. Cutler will _______ as president.

         

          a)  step out

          b)  step down

          c)  step from

          d)  step through

                   

15.   

Ms. Silva sent the memo ________  it had been approved.

         

          a)  so

          b)  but

          c)  after

          d)  until

                   

16.   

It's time to take advantage of current _______ rates.

         

          a)  interesting

          b)  interest

          c)  interested

          d)  interests

                   

17.   

The manager has to _______ the presentation until next week.

         

          a)  put off

          b)  put with

          c)  put on

          d)  put through

                   

18.   

When the directors ______ a profit, they'll be satisfied.

         

          a)  will see

          b)  are seeing

          c)  see

          d)  have been seeing

                   

19.   

Do _______ an estimate before getting it in writing.

         

          a)  not ever accept

          b)  never accept

          c)  accept never

          d)  not accept ever

                   

20.   

Production went down _______ morale was low.

         

          a)  even though

          b)  when

          c)  but

          d)  to