HOW TO INVEST MORE

AT

SMITH MUTUAL FUNDS

By Mail

To add to your account, send a check or money order payable to Smith Funds along with the additional investment form that is attached to this statement. Please see minimum investment requirements for each fund in the appropriate prospectus.

By Electronic Transfer

After an account has been established you may purchase additional shares by electronic transfer. Please call Smith Funds for instructions.

By Exchange                         

You can open a new account by exchanging from one Smith Funds account to an identically registered account. Please verify the investment guidelines for each Fund in the appropriate prospectus. The Fund may modify, suspend, or terminate the exchange privilege at its discretion.

                  

1.     

What should clients do to invest by electronic transfer ?

          a)  Mail a written request

          b)  Telephone for information

          c)  Send in another form

          d)  Terminate their exchange privilege

2.     

What can the Fund change at any time?

          a)  The investment guidelines

          b)  The account registration number

          c)  The minimum investment

          d)  The exchange privilege